The Advisory

KiwiSaver

Check you're on track for the retirement you actually want.

Most people have a number in their head and no idea whether it's the right one.

Adviser Alex Nicholson on the phone.

Free guide

The KiwiSaver Retirement Guide

A plain-English walkthrough of everything that matters, plus a checklist to bring to your adviser. Free, instant, no obligation.

By submitting, you agree to our privacy policy. Our disclosure statement explains how we work and how we're paid.

What this is

As you get closer, KiwiSaver stops being a savings account and starts being an income question. What it needs to produce, for how long, and what fund gets it there.

The years just before and just after you stop working are where fund choice matters most and gets thought about least.

How we help

How we get you there.

  1. 01

    We start with the lifestyle, not the balance.

    What you want it to fund. Then work back.

  2. 02

    We de-risk at the right time.

    Not too early, not too late.

  3. 03

    We plan the drawdown.

    Getting there is half of it. Making it last is the other half.

  4. 04

    We review it regularly.

    Plans made once are plans that drift.

Get started

Find out if you're on track.

Tell us the retirement you actually want. We'll work back from there and tell you honestly where you stand.

No cost. No pressure. No obligation.

Best time to reach you
What would you like help with?
Age band

By submitting, you agree to our privacy policy. Our disclosure statement explains how we work and how we're paid.

What it costs you

Nothing.

No — our advice is free to you.

Common questions

Retirement questions, answered.

  • Earlier than most people do. The decisions get harder and the options narrower the closer you get.

  • Eventually, probably. When is the actual question and it's personal.

  • You can access it, but you don't have to take it all at once. How you draw it down matters.

  • No — our advice is free to you.

While we're at it

Retirement plan sorted. Is your cover still right?

Cover set up in your thirties rarely fits your sixties.