Insurance
Keep the roof on while you get back on your feet.
The mortgage doesn't pause because you're unwell. This is the cover that makes sure it doesn't have to.
Free guide
The Mortgage Protection Guide
A plain-English walkthrough of everything that matters, plus a checklist to bring to your adviser. Free, instant, no obligation.
What this is
Mortgage protection covers your repayments if you can't work. Narrower than full income protection, and usually cheaper, because it's aimed at the one bill you can't miss.
For a lot of people it's the sensible starting point — the thing that stops a bad year turning into a forced sale.
How we help
How we cover the repayments.
01
We size it to the actual loan.
Not a guess. The real repayment, including where it's heading.
02
We check it against what else you have.
No point paying twice for the same thing.
03
We revisit it when the loan changes.
Refix, refinance, top-up — the cover should move too.
04
We keep it simple.
One bill, covered. That's the job.
Get started
Cover the one bill you can't miss.
Tell us about your mortgage. We'll size cover to your actual repayments so a bad year doesn't become a forced sale.
No cost. No pressure. No obligation.
What it costs you
Nothing.
No — the insurer pays us a commission if you take out cover.
Common questions
Mortgage protection questions, answered.
Income protection covers a share of your whole income. Mortgage protection targets the repayments specifically. Some people need one, some need both.
Tell us and we'll adjust it. This is the one people most often forget to update.
Not necessarily. Bank-arranged cover varies a lot. Worth a comparison.
No — the insurer pays us a commission if you take out cover.
While we're at it
Loan changed recently? The cover probably hasn't.
If you've refixed, refinanced or topped up, the numbers underneath your cover have moved.