Insurance
No sick leave, no safety net.
When you work for yourself, nothing arrives if you stop. Cover has to be built around that, not around a payslip.
Free guide
The Business Owners & Self-Employed Guide
A plain-English walkthrough of everything that matters, plus a checklist to bring to your adviser. Free, instant, no obligation.
What this is
Cover for self-employed people and business owners has to deal with variable income, money left in the business, and obligations that don't pause. Standard salaried policies don't fit.
We build it around how you actually earn and what the business still owes if you're not there.
How we help
How we build your cover.
01
We work with real income, not a payslip.
Good years and quiet ones. We'll use the right basis.
02
We cover the business obligations too.
Rent, loans, staff. They don't stop.
03
We coordinate personal and business cover.
So they complement instead of overlap.
04
We revisit as the business grows.
What fits a sole trader doesn't fit a team of ten.
Get started
Cover built around your income.
Tell us how you earn. We'll build cover that fits variable income and the obligations that don't stop when you do.
No cost. No pressure. No obligation.
What it costs you
Nothing.
No — the insurer pays us a commission if you take out cover.
Common questions
Business owner questions, answered.
Usually over a period rather than a single year, and how it's calculated varies. We'll use a basis that reflects reality.
Very common and entirely workable. It just needs the right policy and the right wording.
Depends what it's for. Often both, for different things. We'll map it out.
No — the insurer pays us a commission if you take out cover.
While we're at it
Buying a house while self-employed?
Same problem, different lender. We know how to present self-employed income properly.