Insurance
A lump sum, so you can focus on recovery.
Serious illness is expensive in ways nobody warns you about. This is the cover that buys you room to deal with it.
Free guide
The Trauma & Critical Illness Guide
A plain-English walkthrough of everything that matters, plus a checklist to bring to your adviser. Free, instant, no obligation.
What this is
Trauma cover pays a lump sum on diagnosis of a listed condition. You decide what it's for — treatment, time off, a renovation to the house, paying down debt.
What's listed and how it's defined varies enormously between providers. That's the whole game.
How we help
How we pick the right policy.
01
We compare the conditions lists.
This is where policies genuinely differ.
02
We explain what triggers a payment.
Diagnosis alone isn't always enough. You should know that before you need it.
03
We work out the amount.
Enough to matter, not so much you can't sustain the premium.
04
We're there at claim time.
That's the point of having an adviser.
Get started
Give yourself room to recover.
Tell us your situation and we'll compare the conditions lists that actually matter, in plain language.
No cost. No pressure. No obligation.
What it costs you
Nothing.
No — the insurer pays us a commission if you take out cover.
Common questions
Trauma cover questions, answered.
It varies by provider and it's the most important thing to compare. We'll show you the differences in plain language.
Health insurance pays for treatment. Trauma pays you a lump sum you can spend on anything. They do different jobs.
Yes, and lots of people do.
No — the insurer pays us a commission if you take out cover.
While we're at it
A lump sum helps. A regular income helps longer.
Income protection carries the day-to-day while trauma handles the one-off.