KiwiSaver
Your deposit might be closer than you think.
For a lot of first home buyers, KiwiSaver is most of the deposit. Worth knowing what you can actually access.
Free guide
The First Home Withdrawal Guide
A plain-English walkthrough of everything that matters, plus a checklist to bring to your adviser. Free, instant, no obligation.
What this is
You can generally withdraw most of your KiwiSaver toward a first home, subject to conditions around how long you've been contributing and what the money can be used for.
The mechanics are straightforward once someone walks you through them. The timing is what catches people out.
How we help
How we free up your deposit.
01
We check where you stand.
What's accessible and what isn't.
02
We time it against the purchase.
The withdrawal has to land when it's needed. That takes planning.
03
We coordinate with your lender and solicitor.
So nothing waits on anything.
04
We look at the fund too.
If you're buying soon, the fund you're in matters a lot.
Get started
See how much of your deposit is already there.
Tell us roughly when you want to buy. We'll check what you can withdraw and time it against the purchase.
No cost. No pressure. No obligation.
What it costs you
Nothing.
No — our advice is free to you.
Common questions
Withdrawal questions, answered.
Generally most of it, with conditions. We'll check your specific position rather than quote a rule that might not apply.
It's not instant, which is why timing matters. We'll build it into the plan.
It's intended for a first home you'll live in. We'll talk you through your situation.
No — our advice is free to you.
While we're at it
Deposit sorted. Let's talk about the other 80%.
Same team, same conversation. We'll tell you what you can borrow and how to structure it.