KiwiSaver
Small changes, compounded for decades.
Your contribution rate is a setting most people picked once and never revisited. It's doing a lot of work.
Free guide
The KiwiSaver Contributions Guide
A plain-English walkthrough of everything that matters, plus a checklist to bring to your adviser. Free, instant, no obligation.
What this is
How much you put in, and whether you're capturing what's available to you from your employer and the government, quietly decides a big share of the outcome.
It takes minutes to check and it's the sort of thing people are annoyed about not having done sooner.
How we help
How we optimise your contributions.
01
We check what you're leaving on the table.
Employer and government contributions have conditions. Some people miss them.
02
We set a rate you'll stick to.
Ambitious and abandoned beats nothing, but sustainable beats both.
03
We plan around income changes.
New job, pay rise, going self-employed. All worth a look.
04
We keep it under review.
Set and forget is how people end up short.
Get started
Stop leaving money on the table.
Tell us your situation and we'll check you're capturing everything your employer and the government will put in.
No cost. No pressure. No obligation.
What it costs you
Nothing.
No — our advice is free to you.
Common questions
Contribution questions, answered.
It depends on your income, your goals and what else you're doing with your money. We'll work it through with you.
Contributions work differently and there's a bit more to think about. Worth a conversation.
There are provisions for that. We'll explain how it works and what it costs you long term.
No — our advice is free to you.
While we're at it
Contributions sorted. Is the fund right?
The rate matters. So does where the money's invested.