Insurance
Treatment when you need it, not when there's room.
Health insurance is mostly about time. Whether you wait, and how long.
Free guide
The Health Insurance Guide
A plain-English walkthrough of everything that matters, plus a checklist to bring to your adviser. Free, instant, no obligation.
What this is
Private health cover pays for treatment outside the public system. The value is in getting seen and treated sooner.
Policies differ on what's included, what's excluded, and how pre-existing conditions are handled. Those details decide whether it's worth having.
How we help
How we find the right fit.
01
We match the cover to your situation.
Family, age, history. It changes what's worth paying for.
02
We're straight about exclusions.
Especially pre-existing conditions. Better to know now.
03
We balance excess against premium.
There's a sweet spot and it's personal.
04
We handle the claims.
Bronwyn does this all day.
Get started
Stop waiting for treatment.
Tell us who needs covering. We'll be straight about exclusions and find the policy that fits, not the flashiest one.
No cost. No pressure. No obligation.
What it costs you
Nothing.
No — the insurer pays us a commission if you take out cover.
Common questions
Health cover questions, answered.
Generally they're treated differently and it depends on the provider and the condition. We'll be straight with you about what will and won't be covered.
That's usually the best time to get it, because cover is priced and assessed on where you are now.
It varies a lot. We'll walk you through what each policy actually includes.
No — the insurer pays us a commission if you take out cover.
While we're at it
Health cover pays the hospital. It doesn't pay the mortgage.
Income protection covers the bills while you're not earning.